Chocolate Apple Bread

On days like today when the sky is gloomy and the rain doesn’t ever seem to cease, there comes a cold chill that runs through my home and it reminds me of Autumn all over again.

Chocolate Apple Bread | URBAN BAKES

After having almost a full week of 75 degree weather of bright sunlight and warmth, a temperature of what most New Yorkers felt was summer, today’s weather puts a damper on my excitement of Spring.  The only way to overcome this dull feeling of having the “blues” is to bake something warm.

Luckily for me, I had a few extra apples that needed to be eaten.  With my pre-existing trouble of consuming raw fruits, I decided to bake them into a bread.  But this bread is no traditional bread; chocolate chips are incorporated into the loaf to give it an extra taste of sweetness.

Chocolate Apple Bread | URBAN BAKES

The Chocolate Apple Bread has a complex medley of different textures and flavors.  You get everything from delicious baked apples to a crunchy crumb topping of walnuts and semi-sweet chocolate chips.  A definite must have for breakfast or as a snack for any bread lover.

The sweet aroma is very warm and inviting.  It will have you begging for more as I have already found myself victim of yearning for a second slice.  So you too just may find yourself grabbing a slice or maybe two in one hand and a cup of coffee or tea in the other on your way about your daily routine.  I like to compliment mine with a glass of milk 🙂

Chocolate Apple Bread | URBAN BAKES

As for the recipe, I’ve added a couple of changes that is completely optional.  The latter change is one I highly recommend if you want a crumb topping that adheres to the bread.

For one, breads lack color and they’re supposed to.  From previous experience of baking apples, I already knew that the color of the red skin from the apples would disappear.  Without going crazy on adding colors (and you most certainly can add more or omit), I decided to add a combination of red semi-sweet chocolate morsels along with the milk chocolate chips to give the bread the illusion of the red skin from the apple pieces.

Chocolate Apple Bread | URBAN BAKES

Secondly, I altered the walnut-cinnamon-sugar crumb topping because I found that the original recipe didn’t have an ingredient to properly adhere the crumb mix onto the top of the loaf.  I added in a tablespoon of margarine which is a common ingredient used to bind dry ingredients together for crumb toppings.

Despite the fact that I am not a bread lover but a cake lover, I found myself loving this recipe and will definitely make this again.  Possibly with a change of apples such as Granny Smith the second time around.

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Chocolate Apple Bread | URBAN BAKES

Chocolate Apple Bread

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  • Author: Connie
  • Total Time: 1 hour 45 minutes
  • Yield: 9-inch loaf 1x


Units Scale

Crumb Topping

  • 2 tablespoons granulated sugar
  • 1/4 teaspoon ground cinnamon
  • 1/4 cup walnuts, finely chopped
  • 1 tablespoon unsalted butter


  • 2 cups all-purpose flour
  • 1/2 teaspoon salt
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1/2 teaspoon ground cinnamon
  • 1/4 teaspoon ground nutmeg
  • 1/2 cup unsalted butter, softened
  • 1 cup granulated sugar
  • 2 large eggs
  • 1 teaspoon pure vanilla extract
  • 2 tablespoons buttermilk
  • 1 cup apples, chopped
  • 1/2 cup walnuts
  • 1/4 cup semi-sweet chocolate chips


  1. To make the topping, in a small bowl mix the sugar, cinnamon and finely chopped walnuts; set aside.
  2. In a medium bowl combine flour, salt, baking powder, baking soda, cinnamon, and nutmeg; set aside.
  3. In a separate large bowl cream butter and sugar. Add eggs and vanilla extract, and mix well. Gradually beat in flour mixture alternately with buttermilk. Stir in apples, walnuts, and semi-sweet chocolate chips. Pour into a greased 9x5x3 inch loaf pan. Sprinkle with topping.
  4. Bake in a preheated 350 degree F (175 degree C) oven for 50 to 60 minutes or until a wooden skewer inserted into the center comes out clean. Cool for 15 minutes. Remove from pan. Cool on a wire rack.  ENJOY!


  • Add 1 tablespoon of butter as a binding agent to the crumb topping so it can properly adhere to the top of the bread loaf.
  • Prep Time: 30 minutes
  • Cook Time: 1 hour

Chocolate Apple Bread recipe slightly adapted from allrecipes.

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